Lime Finance Solutions was founded by David Farmer following nearly two decades working in commercial banking. 

In 2008, during the height of the financial crisis, David was managing a portfolio of successful business clients for a major high street bank. One morning, a directive was issued across the bank to immediately stop all property lending.

Several clients were already in the process of purchasing properties, acquiring development sites or expanding their businesses. Overnight, previously agreed lending was withdrawn, leaving many clients in an extremely difficult position.

For David, those clients were never just account numbers. They were people he had worked with closely for many years, business owners, property investors and entrepreneurs who trusted him to help guide their financial decisions.

That moment highlighted a fundamental problem within the traditional banking system: clients often had no one truly representing their interests when lending decisions changed.

At the same time, the commercial finance landscape was beginning to evolve. New lenders, specialist banks and alternative funding options were emerging, but many borrowers had little understanding of how to access them.

David recognised an opportunity to do things differently. Rather than working for a single lender, he established Lime Finance to provide independent, expert guidance and help clients navigate the increasingly complex world of commercial finance.

Since then, Lime Finance has grown into a trusted consultancy supporting property investors, developers and businesses across the UK. With over 30 years of industry experience, the focus remains the same today as it was from the beginning — helping clients secure the right funding while ensuring they always have someone firmly on their side.