Revolving Credit: The Product Nobody Ever Asks For

David Farmer September 17, 2026 No Comments

Revolving Credit. UK SMEs are owed £66,770 each in late invoices on average. Most have no facility in place to cover the gap. David Farmer on the finance product almost…

£210m Has Just Landed via South East Investment Fund. Here’s What It Actually Is.

David Farmer September 10, 2026 No Comments

The £210m South East Investment Fund is open. Loans from £25k to £2m, equity to £5m, across Sussex, Surrey, Kent and beyond. What it is and who qualifies.

The Risk of the Wrong Buy to Let Mortgage

David Farmer September 7, 2026 No Comments

Using a standard buy to let mortgage for Airbnb or serviced accommodation puts you in breach. Here's why lenders check, how they find out, and what to do instead.

Student Let Mortgages after the Renters’ Rights Act: what it means for your student let mortgage

David Farmer August 28, 2026 No Comments

The Renters' Rights Act has changed student lets for good. Here's what Ground 4A means for landlords, and how a student let mortgage stacks up in 2026

If Your Fixed Rate Mortgage Is Ending. Here’s What I’d Be Doing About It

David Farmer August 24, 2026 No Comments

£33 billion of UK commercial fixed rate mortgage property loans mature in 2026. If yours is one of them, David Farmer explains what to do

Commercial Mortgage Lenders – Same Building, Three Lenders, Three Completely Different Offers

David Farmer August 24, 2026 No Comments

Commercial mortgage lenders. Why one commercial property can attract wildly different terms from different lenders — and what that tells you about how the market actually works. David Farmer explains.

Growth Guarantee Scheme – Six and a half billion on the table, and hardly anyone in Sussex or Surrey is asking for it

David Farmer August 21, 2026 No Comments

Growth Guarantee Scheme - £6.5bn on the table, and hardly anyone in Sussex or Surrey is asking for it. Here is how it helps

Short Term Let Mortgages – Why the Old Holiday Cottage Stereotype Is Costing Landlords Money

David Farmer August 11, 2026 No Comments

Short term let mortgages have moved on from holiday cottages. David Farmer explains how serviced accommodation is funded in 2026, what lenders want to see, and where deals go wrong.

When Short Term Business Finance Stops Being a Bridge and Becomes a Habit

David Farmer August 11, 2026 No Comments

Short term business finance can solve a cash flow gap or quietly become a costly habit. David Farmer explains how the cycle starts, how to spot it, and how to…